Paramount Wealth Services
FERS Annuity Estimator
A projection of your FERS basic retirement annuity, survivor election, and the Special Retirement Supplement, built like an OPM computation worksheet.
Your service record
Special provision (LEO / firefighter / ATC)
Used only to estimate the FERS Special Retirement Supplement, which is paid until age 62.
Annuity computation worksheet
High-3 average salary
$0
Creditable service at retirement
0 yrs
Benefit multiplier
1.0%
Gross unreduced annuity
$0 / yr
Survivor benefit reduction
$0
Net basic annuity
$0 / yr
Monthly basic annuity
$0/mo
FERS supplement (to 62)
$0/mo
Combined income, pre-62
$0/mo
Survivor receives
$0/mo
Estimate only — based on the standard FERS formula (1.0% x high-3 x years of service, or 1.1% if retiring at 62+ with 20+ years). Special provision employees use 1.7% for the first 20 years. Actual OPM computations may differ based on unused sick leave, deposits/redeposits, and part-time service. This tool does not constitute individualized financial, tax, or retirement advice.
Want this run against your actual SF-50 and high-3 statement, with your Roth conversion and Social Security timing layered in?